【pc28凤凰预测网站 】

时间: 2019-10-18 14:40:09 pc28凤凰预测网站 热asf23rsdfq3rw:99℃

【pc28凤凰预测网站 】,/p>

原】【标】【题】【:】【害】【死】【多】【条】【人】【命】【的】【校】【园】【贷】【卷】【土】【重】【来】【,】【年】【化】【利】【率】【最】【高】【达】【1】【9】【9】【%】【!】【亲】【测】【7】【家】【平】【台】【,】【3】【家】【成】【功】【下】【款】【来】【源】【:】【每】【日】【经】【济】【新】【闻】【每】【经】【记】【者】【易】【望】【奇】【.】【.】【.】 那】【些】【在】【校】【园】【贷】【中】【殒】【失】【的】【鲜】【活】【生】【命】【,】【仍】【未】【能】【阻】【止】【现】【金】【贷】【平】【台】【们】【将】【魔】【爪】【伸】【向】【校】【园】【内】【!】【那】【些】【悲】【痛】【欲】【绝】【的】【父】【母】【,】【泪】【水】【依】【稀】【在】【眼】【前】【,】【校】【园】【贷】【却】【死】【灰】【复】【燃】【了】【。】 《】【每】【日】【经】【济】【新】【闻】【》】【记】【者】【调】【查】【发】【现】【,】【闪】【银】【、】【拍】【拍】【贷】【、】【及】【贷】【等】【平】【台】【在】【国】【家】【取】【缔】【校】【园】【贷】【之】【后】【,】【仍】【悄】【悄】【从】【事】【该】【业】【务】【。】【在】【记】【者】【测】【试】【的】【平】【台】【中】【,】【仍】【从】【事】【校】【园】【贷】【的】【占】【比】【超】【过】【4】【2】【%】【。】【其】【中】【,】【闪】【银】【平】【台】【向】【学】【生】【发】【放】【高】【利】【贷】【年】【化】【利】【率】【高】【达】【1】【9】【9】【.】【3】【8】【%】【,】【该】【平】【台】【还】【“】【发】【明】【”】【了】【变】【种】【砍】【头】【息】【,】【借】【1】【0】【0】【0】【元】【,】【实】【际】【只】【得】【7】【9】【0】【元】【!】 从】【2】【0】【1】【6】【年】【5】【月】【开】【始】【的】【1】【年】【半】【时】【间】【里】【,】【原】【银】【监】【会】【、】【教】【育】【部】【等】【部】【委】【不】【断】【针】【对】【校】【园】【贷】【出】【台】【文】【件】【,】【监】【管】【态】【度】【不】【可】【谓】【不】【严】【厉】【。】【然】【而】【校】【园】【贷】【却】【屡】【禁】【不】【止】【,】【甚】【至】【还】【“】【创】【新】【”】【出】【了】【更】【多】【的】【高】【利】【息】【收】【取】【方】【式】【。】 每】【经】【记】【者】【在】【展】【开】【调】【查】【前】【,】【曾】【接】【到】【多】【起】【投】【诉】【,】【均】【是】【反】【映】【一】【些】【现】【金】【贷】【平】【台】【向】【学】【生】【发】【放】【高】【利】【贷】【。】【《】【每】【日】【经】【济】【新】【闻】【》】【选】【取】【了】【来】【自】【不】【同】【地】【方】【的】【5】【名】【高】【校】【学】【生】【,】【共】【同】【参】【与】【了】【对】【闪】【银】【、】【拍】【拍】【贷】【、】【及】【贷】【、】【5】【1】【人】【品】【、】【二】【三】【四】【五】【、】【豆】【豆】【钱】【、】【小】【赢】【卡】【贷】【7】【个】【现】【金】【贷】【平】【台】【的】【测】【试】【,】【有】【行】【业】【头】【部】【企】【业】【,】【有】【上】【市】【公】【司】【,】【还】【有】【大】【中】【型】【平】【台】【,】【测】【试】【范】【围】【几】【乎】【涵】【盖】【了】【现】【金】【贷】【行】【业】【各】【个】【级】【别】【的】【平】【台】【。】 不】【仅】【杭】【州】【重】【点】【拟】【上】【市】【企】【业】【旗】【下】【平】【台】【爱】【又】【米】【违】【规】【从】【事】【校】【园】【贷】【(】【《】【每】【日】【经】【济】【新】【闻】【》】【此】【前】【曾】【作】【报】【道】【)】【,】【美】【股】【上】【市】【公】【司】【拍】【拍】【贷】【以】【及】【获】【得】【招】【商】【局】【等】【投】【资】【的】【闪】【银】【平】【台】【,】【均】【在】【偷】【偷】【从】【事】【校】【园】【贷】【!】【抽】【样】【测】【试】【的】【平】【台】【中】【,】【仍】【在】【发】【放】【校】【园】【贷】【的】【占】【比】【超】【过】【4】【2】【%】【。】 实】【际】【上】【,】【尽】【管】【本】【轮】【“】【重】【启】【”】【的】【校】【园】【贷】【尚】【未】【曝】【出】【重】【大】【恶】【性】【事】【件】【,】【但】【在】【监】【管】【发】【布】【禁】【令】【之】【前】【,】【校】【园】【贷】【可】【以】【说】【是】【“】【臭】【名】【昭】【著】【”】【:】 河】【南】【牧】【业】【经】【济】【学】【院】【学】【生】【郑】【德】【幸】【,】【先】【后】【在】【多】【个】【校】【园】【金】【融】【平】【台】【贷】【款】【近】【6】【0】【万】【元】【,】【无】【力】【偿】【还】【,】【在】【贷】【款】【方】【多】【种】【手】【段】【催】【债】【之】【后】【,】【不】【堪】【心】【灵】【伐】【戮】【的】【他】【,】【从】【青】【岛】【市】【一】【宾】【馆】【8】【楼】【跳】【下】【死】【亡】【;】 2】【1】【岁】【的】【陕】【西】【大】【二】【学】【生】【朱】【毓】【迪】【贷】【款】【2】【0】【多】【万】【,】【无】【力】【偿】【还】【时】【跳】【江】【自】【杀】【。】【而】【在】【失】【联】【前】【,】【他】【还】【给】【同】【学】【发】【去】【一】【段】【自】【残】【的】【小】【视】【频】【,】【上】【面】【的】【他】【左】【手】【割】【了】【3】【道】【很】【深】【的】【伤】【口】【。】 教】【育】【部】【与】【原】【银】【监】【会】【联】【合】【发】【布】【《】【关】【于】【加】【强】【校】【园】【不】【良】【网】【络】【借】【贷】【风】【险】【防】【范】【和】【教】【育】【引】【导】【工】【作】【的】【通】【知】【》】【,】【还】【侧】【重】【在】【“】【校】【园】【不】【良】【网】【络】【借】【贷】【”】【上】【,】【明】【确】【要】【求】【各】【高】【校】【建】【立】【校】【园】【不】【良】【网】【络】【借】【贷】【日】【常】【监】【测】【机】【制】【和】【实】【时】【预】【警】【机】【制】【。】【原】【银】【监】【会】【明】【确】【提】【出】【“】【停】【、】【 】【移】【、】【整】【、】【教】【、】【引】【”】【五】【字】【方】【针】【,】【整】【改】【校】【园】【贷】【问】【题】【。】 原】【银】【监】【会】【发】【布】【《】【关】【于】【银】【行】【业】【风】【险】【防】【控】【工】【作】【的】【指】【导】【意】【见】【》】【,】【要】【求】【重】【点】【做】【好】【校】【园】【网】【贷】【的】【清】【理】【整】【顿】【工】【作】【:】【网】【络】【借】【贷】【信】【息】【中】【介】【机】【构】【不】【得】【将】【不】【具】【备】【还】【款】【能】【力】【的】【借】【款】【人】【纳】【入】【营】【销】【范】【围】【,】【禁】【止】【向】【未】【满】【1】【8】【岁】【的】【在】【校】【大】【学】【生】【提】【供】【网】【贷】【服】【务】【,】【不】【得】【进】【行】【虚】【假】【欺】【诈】【宣】【传】【和】【销】【售】【,】【不】【得】【通】【过】【各】【种】【方】【式】【变】【相】【发】【放】【高】【利】【贷】【。】 教】【育】【部】【会】【同】【原】【银】【监】【会】【、】【人】【社】【部】【共】【同】【下】【发】【《】【关】【于】【进】【一】【步】【加】【强】【校】【园】【贷】【规】【范】【管】【理】【工】【作】【的】【通】【知】【》】【,】【在】【鼓】【励】【商】【业】【银】【行】【和】【政】【策】【性】【银】【行】【为】【大】【学】【生】【提】【供】【金】【融】【服】【务】【的】【同】【时】【,】【要】【求】【一】【律】【暂】【停】【网】【贷】【机】【构】【(】【不】【仅】【是】【之】【前】【文】【件】【针】【对】【的】【网】【络】【借】【贷】【信】【息】【中】【介】【机】【构】【,】【即】【P】【2】【P】【网】【贷】【)】【开】【展】【在】【校】【大】【学】【生】【网】【贷】【业】【务】【。】【同】【时】【,】【未】【经】【银】【行】【业】【监】【督】【管】【理】【部】【门】【批】【准】【设】【立】【的】【机】【构】【不】【得】【进】【入】【校】【园】【为】【大】【学】【生】【提】【供】【信】【贷】【服】【务】【。】 互】【联】【网】【金】【融】【风】【险】【专】【项】【整】【治】【、】【P】【2】【P】【网】【贷】【风】【险】【专】【项】【整】【治】【工】【作】【领】【导】【小】【组】【办】【公】【室】【下】【发】【的】【《】【关】【于】【规】【范】【整】【顿】【“】【现】【金】【贷】【”】【业】【务】【的】【通】【知】【》】【(】【1】【4】【1】【号】【文】【)】【,】【则】【堵】【住】【了】【部】【分】【平】【台】【以】【“】【助】【贷】【”】【名】【义】【绕】【开】【原】【有】【监】【管】【规】【定】【从】【事】【校】【园】【贷】【的】【行】【为】【。】【1】【4】【1】【号】【文】【一】【方】【面】【再】【次】【明】【确】【P】【2】【P】【网】【络】【借】【贷】【信】【息】【中】【介】【机】【构】【、】【网】【络】【小】【额】【贷】【款】【公】【司】【不】【得】【发】【放】【校】【园】【贷】【,】【同】【时】【要】【求】【银】【行】【业】【金】【融】【机】【构】【与】【第】【三】【方】【机】【构】【合】【作】【开】【展】【贷】【款】【业】【务】【的】【,】【不】【得】【将】【授】【信】【审】【查】【、】【风】【险】【控】【制】【等】【核】【心】【业】【务】【外】【包】【。】【“】【助】【贷】【”】【业】【务】【应】【当】【回】【归】【本】【源】【,】【银】【行】【业】【金】【融】【机】【构】【不】【得】【接】【受】【无】【担】【保】【资】【质】【的】【第】【三】【方】【机】【构】【提】【供】【增】【信】【服】【务】【以】【及】【兜】【底】【承】【诺】【等】【变】【相】【增】【信】【服】【务】【,】【应】【要】【求】【并】【保】【证】【第】【三】【方】【合】【作】【机】【构】【不】【得】【向】【借】【款】【人】【收】【取】【息】【费】【。】